


ADVICE THAT FITS

Jigsaw Financial operates as an Appointed Representative of a mortgage network authorised and regulated by the Financial Conduct Authority. This structure provides additional oversight, with experienced compliance specialists supporting cases and helping ensure advice remains accurate and responsible. We also stay closely informed of regulatory developments so our clients can feel confident they are being properly looked after.here


We're Rewarded
About Us
The Origin Story.
Founded on the principles Nick picked up on a less-than-traditional career path—calm under pressure, straight-talking, and doing things properly -
Reviews
TEAM
Reviews
"Amazing customer service, updates every step of the way and easy to get in contact with for information if I were ever lost or confused. As a first-time buyer, I couldn’t ask for more with this team. Thankyou!"
~Cameron
October, 2025
"Gemma and Nick were both so helpful, not only with the mortgage process but also during the house-buying process from start to completion and beyond. HIGHLY recommend!!"
~Amber
September, 2025
"I would strongly recommend Nick if you are looking to secure a mortgage or remortgage. He is exceptionally proactive and genuinely cares. Nick made the process of buying a house much more relaxed."
~Daniel
August, 2025
"Nick was the most amazing person through my mortgage application process. I had already had an application denied with another company and Nick reassured me and worked so hard just for me to be living in my dream property now. I would recommend Jigsaw Financial to anyone after the 10/10 experience I have received. Thank you again to both Nick and Gemma for making the most stressful time in my life just that bit easier."
~Jess
December, 2025
"Absolutely fantastic company! We can't thank Nick and Team enough for all they have done for us, from our first mortgage to our remortgage. Very thorough and quick to reply! Would highly recommend!"
~Rebecca
January, 2026
01
Nick Kershaw

Navy Diver to Mortgage Advisor
Hi, I’m Nick Kershaw, founder of Jigsaw Financial. I spent 12 years as a Royal Navy Clearance Diver—where “calm under pressure” wasn’t a slogan, it was a Tuesday. Then I broke my back in a bobsleigh crash (yes, really) forcing me to swap ice tracks for interest rates. I’ve been the first-time buyer staring at a form thinking, “Is this in English?” and I’m a husband and dad, so I get what’s at stake when you’re making big decisions for your home and family.I built Jigsaw around three rules: keep it clear, keep it personal, keep it fair. I now help people avoid overpaying, cut through jargon, and find solutions that suit your plans.
02
Gemma Lawlor
Protection Adviser
03
Lois Kershaw
Mortgage Processor
BLOGS
CONTACT US
Address
Suite 2F2 Sovereign House, Stockport Road, Cheadle, SK8 2EA.
Phone
0161 667 5990
info@jigsaw.ltd
CONTACT US
Phone
0161 667 5990
Address
Suite 2F2 Sovereign House, Stockport Road, Cheadle, SK8 2EA
info@jigsaw.ltd
REACH US
1/5
Your home may be repossessed if you do not keep up repayments on your mortgage. Jigsaw Financial Limited are registered in England and Wales, and an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UKRegistered office address - Suite 2f2 Sovereign House, Stockport Road, Cheadle, England, SK8 2EA. Company No: 11821948
Jigsaw Financial usually charges a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. This should be payable for the customer on application, offer or completion.
© Copyright Jigsaw Financial. 2026. All Rights Reserved.
Website by Funky Vibes Marketing
REACH US
1/4
Your home may be repossessed if you do not keep up repayments on your mortgage. Jigsaw Financial Limited are registered in England and Wales, and an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UKRegistered office address - Suite 2f2 Sovereign House, Stockport Road, Cheadle, England, SK8 2EA. Company No: 11821948
Jigsaw Financial usually charges a fee for mortgage advice. The amount of the fee will depend on your circumstances and will be discussed and agreed with you at the earliest opportunity. This should be payable for the customer on application, offer or completion.
© Copyright Jigsaw Financial. 2026. All Rights Reserved.
Website by Funky Vibes Marketing